Notes to Consolidated Financial Statements continued Thousands of Georgian Lari 28. Fair Value Measurements continued Financial instruments overview Set out below is an overview of all financial instruments, other than cash and short-term deposits, held by the Group as at 31 December 2018, 31 December 2017 and 31 December 2016: 31 December 2018 Fair value Fair value through through Amortised cost OCI profit or loss Financial assets Amounts due from credit institutions 1,305,216 – – Loans to customers and finance lease receivables 9,389,368 – 8,379 Accounts receivable and other loans 2,849 – – Equity instruments – 956 – Debt instruments – 2,018,061 – Interest rate contracts – – 12,636 Foreign currency derivative financial instruments – – 22,921 Total: 10,697,433 2,019,017 43,936 Financial liabilities Client deposits and notes 8,133,853 – – Amounts owed to credit institutions 2,994,879 – – Debt securities issued 1,730,414 – – Trade and other payables (in other liabilities) 19,140 – – Interest rate contracts – – 6,360 Foreign currency derivative financial instruments – – 5,209 Total: 12,878,286 – 11,569 274 Annual Report 2018Bank of Georgia Group PLC