Corporate Investment Banking Integrated solutions for our CIB clients The Bank is a leading corporate lender in the country with deep sector knowledge and local expertise. Our corporate banking business is characterised by outstanding flexibility in meeting our corporate clients’ needs and offers the most comprehensive range of products and services in the country. We are proud to accommodate c.2,500 businesses in Georgia and play our part in developing various sectors of the economy such as trade, energy, industry and tourism, among others. Corporate banking additionally serves as the country’s leading trade finance business and provides leasing services through the Bank’s wholly-owned subsidiary, Georgian Leasing Company (GLC). In 2018, GLC was assigned a Long Term Issuer Default rating of “B+” with a positive outlook by Fitch Ratings. We are at the forefront of capital markets development in Georgia. We aim to leverage our superior knowledge and capital markets capabilities in the Georgian and neighbouring markets both in terms of reach and the expertise that we have accumulated during the past several years through our corporate advisory, debt and equity capital market research and brokerage practices united under Galt & Taggart, a wholly-owned subsidiary of the Group. Our brokerage business serves regional and international markets, including hard-to-reach frontier economies. Our macro and sectoral research currently covers various sectors of the Georgian economy and developments taking place in regional economies. Galt & Taggart also publishes an extensive quarterly report on macroeconomic developments in the Georgian economy (subscription to the research on www.galtandtaggart.com). In October 2018, Galt & Taggart, in partnership with the London Stock Exchange, organised a Georgia Investor Day in London which welcomed representatives of the Georgian private and public sectors and investor community. The event aimed to better acquaint both existing and potential investors with Georgia’s attractive investment climate, thriving economic and business environment, stable regulatory system and successful businesses. In 2019, Global Finance Magazine named Galt & Taggart Best Investment Bank in Georgia for the fifth consecutive year. On 31 May 2018, Cbonds, one of the leading news agencies for financial data analysis and processing, named Galt & Taggart Best Investment Bank in Georgia 2018 for the third consecutive year. Gross loan book* Client deposits* (GEL billion) Market share** (GEL billion) Market share** 2.8 28.8% 3.5 30.3% +14.4% y-o-y +0.5% y-o-y *Includes Wealth Management Gross loans and Client deposits, respectively. **Market shares by loans and deposits to legal entities, respectively. 08 Annual Report 2018Bank of Georgia Group PLC