Executive Management continued Ramaz Kukuladze Deputy CEO, SME and Premium Retail Business Banking Mr Kukuladze was appointed as Deputy CEO, SME andPremium Retail Banking in February 2017. Prior to his current role, Mr Kukuladze held the joint role of Chief Commercial Officer and Deputy CEO at Bank Republic since 2013, having previously served as the Chief Commercial Officer since 2011. Before working at Bank Republic, Société Générale Group, Mr Kukuladze spent two years working for Silknet as Deputy CEO, in charge of commercial business. Mr Kukuladze first joined the Bank in 2006 and served as a Deputy CEO, Corporate Banking until 2009. Before joining the Bank, Mr Kukuladze served as CEO of BCI Insurance Company, an insurance company founded by him in 1998, which later was acquired by the Group. Mr Kukuladze received his MBA from IE Business School. Vasil Khodeli Deputy CEO, Corporate Investment Banking Mr Khodeli was appoted as eputy CO,Corporate estment anking in September 2017, having prevously served as Head of Corporate Banking of the Bank since 2004. He has more than 20 years of banking experience and has held various roles with the Bank since 2004. Mr Khodeli has been actively involved in shaping the Bank’s Corporate Banking business platform since its launch. He holds an MBA degree from Grenoble Business School. George Chiladze Deputy CEO, Chief Risk Officer Mr Chiladze was appointed as Deputy CEO, Chief Risk Officer in September 2013. He re-joined the Bank having already served as Deputy CEO, Finance from 2008 to 2012. From 2012 to 2013, Mr Chiladze was Deputy CEO at the Partnership Fund, and he served as general director of BTA Bank (Georgia) from 2005 to 2008. Prior to joining BTA Bank, he was an executive member of the Supervisory Board of JSC Europace Insurance Company and a founding partner of the management consulting firm, Altergroup Ltd. Mr Chiladze had previously worked in the US at the Programme Trading Desk at Bear Stearns in New York City, prior to returning to Georgia in 2003. Mr Chiladze received a PhD in Physics from Johns Hopkins University in Baltimore, Maryland and an undergraduate degree in Physics from Tbilisi State University. Vakhtang Bobokhidze Deputy CEO, Chief Information Officer Mr Bobokhidze was appointed as Deputy CEO, Chief Information Officer in March 2018, prior to which he served as Head of IT since April 2016. He joined the Bank in late 2005 as a Quality Control Manager through a progression of positions until he joined JSC Bank Republic in 2010. Mr Bobokhidze made his return to the Bank in December 2010 as IT Business Consultant and he currently holds the position Chief Information Officer. He received his undergraduate and MBA degree from Tbilisi State University. 116 Annual Report 2018Bank of Georgia Group PLC