Strategic Report Strategic Report Strategic Report Financial Additional Overview Strategy Performance Governance Statements Information 29. Maturity Analysis of Financial Assets and Liabilities The table below shows an analysis of financial assets and liabilities according to their contractual maturities, except for current accounts as described below. See Note 27 “Risk Management” for the Group’s contractual undiscounted repayment obligations. 2018 On Up to Up to Up to Up to Up to Over demand 3 months 6 months 1 year 3 years 5 years 5 years Total Financial assets Cash and cash equivalents 1,047,670 168,129 – – – – – 1,215,799 Amounts due from credit institutions 1,234,277 50,292 976 7,880 – – 11,791 1,305,216 Investment securities 751,662 943,600 42,499 37,052 141,608 69,601 32,995 2,019,017 Loans to customers and finance lease receivables – 1,419,736 642,309 1,393,967 2,500,443 1,342,016 2,099,276 9,397,747 Total 3,033,609 2,581,757 685,784 1,438,899 2,642,051 1,411,617 2,144,062 13,937,779 Financial liabilities Client deposits and notes 1,528,349 1,524,125 732,660 3,602,837 654,676 52,372 38,834 8,133,853 Amounts owed to credit institutions 118,691 1,269,126 91,295 189,155 710,208 454,901 161,503 2,994,879 Debt securities issued 2 60,976 175,965 173,740 566,129 753,602 – 1,730,414 Total 1,647,042 2,854,227 999,920 3,965,732 1,931,013 1,260,875 200,337 12,859,146 Net 1,386,567 (272,470) (314,136) (2,526,833) 711,038 150,742 1,943,725 1,078,633 Accumulated gap 1,386,567 1,114,097 799,961 (1,726,872) (1,015,834) (865,092) 1,078,633 2017 On Up to Up to Up to Up to Up to Over demand 3 months 6 months 1 year 3 years 5 years 5 years Total Financial assets Cash and cash equivalents 824,629 757,806 – – – – – 1,582,435 Amounts due from credit institutions 1,003,214 185,572 3,410 21,493 – 1,759 10,49 9 1,225,947 Investment securities 788,692 641,380 3,061 49,962 21,012 58,916 1,846 1,564,869 Loans to customers and finance lease receivables – 1,233,630 609,491 1,397,004 2,012,016 1,156,137 1,282,172 7,690,450 Total 2,616,535 2,818,388 615,962 1,468,459 2,033,028 1,216,812 1,294,517 12,063,701 Financial liabilities Client deposits and notes 1,297,682 1,253,845 608,234 2,942,822 538,399 39,351 32,149 6,712,482 Amounts owed to credit institutions 205,019 1,105,365 146,260 343,653 545,558 326,458 483,526 3,155,839 Debt securities issued – 42,030 122,895 130,982 719,725 693,520 – 1,709,152 Total 1,502,701 2,401,240 877,389 3,417,457 1,803,682 1,059,329 515,675 11,577,473 Net 1,113,834 417,148 (261,427) (1,948,998) 229,346 157,483 778,842 486,228 Accumulated gap 1,113,834 1,530,982 1,269,555 (679,443) (450,097) (292,614) 486,228 Annual Report 2018Bank of Georgia Group PLC 277